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Six Simple Steps
1. Tell us your name & some personal information.
- All fields are required, unless indicated.
- It's safe to provide your Social Security Number and other personal data -- all information is encrypted so it can't be read in transit. Your information is secure.
2. Provide information about the property you're financing.
- Your closing date is important, since it will affect the rate we're able to offer you. But if it should change in the future, just let us know.
- We'll need to review your credit history, as part of providing you an answer in minutes. So at the bottom of this page, be sure to indicate that we have your permission.
3. Enter your current address and (if applicable) the address of the property you're purchasing or refinancing.
- Remember that you can get a loan approval with or without a property!
- If you need clarification on the terms used, just click the "Glossary" link in the blue help window next to the information fields.
4. List your income from all sources.
- This will include not only your primary employment, but also overtime, bonuses, commissions, other payments, dividends and interest, and all other sources.
5. Indicate the value of your assets.
- Fill out only the fields that apply to you.
- Enter numbers without symbols like $ or %.
6. Itemize your outstanding debts.
- You'll be asked to provide information on real estate debts which appear on your current credit report.
- If you need a hand with the math, just click the "Calculator" link in the blue help window on the right.
It's easy to go back and edit any of your entries.
Once you're sure that everything is correct, click "SUBMIT" to send your information for processing.
If you choose, you can save your information without submitting it, and access it easily when you return. Just log in and you'll go directly to the My Loan Status Page, which always informs you of the next step in the process. You can submit your information for processing at any time. If you choose not to submit your information it will not be reviewed for a decision.
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